Annual Financials for Credicorp Ltd.
Fiscal year is January-December. All values USD millions. |
2017 | 2018 | 2019 | 2020 | 2021 |
5-year trend |
Interest Income |
3.38B | 3.51B | 3.71B | 3.3B | 3.05B | |
Interest and Fees on Loans |
2.93B | 3.05B | 3.2B | 2.87B | 2.62B | |
Interest Income on Fed. Funds |
- | - | - | - | - | |
Interest Income on Fed. Repos |
- | - | - | - | - | |
Interest on Bank Deposits |
27.1M | 75.08M | 96.09M | 21.4M | 12.77M | |
Other Interest or Dividend Income |
428.11M | 375.65M | 418.41M | 413.34M | 419.45M | |
Interest Income Growth |
- | 3.62% | 5.83% | -10.96% | -7.69% | |
Total Interest Expense |
907.58M | 922.9M | 985.75M | 851.37M | 640.31M | |
Interest Expense on Bank Deposits |
347.19M | 365.7M | 437.13M | 339.92M | 222.7M | |
Other Interest Expense |
560.38M | 557.2M | 548.62M | 511.45M | - | |
Interest Expense on Debt |
490.31M | 466.69M | 457.7M | 421.45M | 325.14M | |
Interest Capitalized |
- | - | - | - | - | |
Other Borrowed Funds |
70.07M | 90.51M | 90.92M | 90M | 92.47M | |
Total Interest Expense Growth |
- | 1.69% | 6.81% | -13.63% | -24.79% | |
|
2017 | 2018 | 2019 | 2020 | 2021 |
5-year trend |
Net Interest Income |
2.48B | 2.58B | 2.72B | 2.45B | 2.41B | |
Net Interest Income Growth |
- | 4.33% | 5.48% | -10.00% | -1.75% | |
Loan Loss Provision |
554.66M | 468.18M | 555.51M | 1.71B | 319.21M | |
Loan Loss Provision Growth |
- | -15.59% | 18.65% | 207.52% | -81.31% | |
Net Interest Income after Provision |
1.92B | 2.11B | 2.17B | 743.54M | 2.09B | |
Net Interest Inc After Loan Loss Prov Growth |
- | 10.08% | 2.56% | -65.71% | 181.06% | |
Net Interest Margin |
- | - | - | - | 4.10% | NA |
Non-Interest Income |
2.02B | 1.93B | 2.14B | 1.94B | 1.93B | |
Securities Gain |
227.5M | 51.89M | 95.47M | 82.84M | (455,449) | |
Trading Account Income |
- | 4.03M | 1.81M | 11.67M | 47.67M | |
Trust Income, Commissions & Fees |
892.92M | 951.29M | 968.63M | 833.2M | 898.99M | |
Commission & Fee Income |
737.97M | 755.35M | 765.95M | 637.46M | 714.44M | |
Other Operating Income |
692.47M | 689.89M | 822.88M | 828.89M | 745.47M | |
Non-Interest Expense |
2.23B | 2.38B | 2.55B | 2.57B | 2.66B | |
Labor & Related Expense |
941.87M | 979.59M | 1.02B | 947.67M | 943.96M | |
Equipment Expense |
70.62M | 160.72M | 129.19M | 147.91M | 73.68M | |
Other Operating Expense |
1.11B | 1.09B | 1.21B | 1.27B | 1.48B | |
Operating Income |
1.71B | 1.67B | 1.76B | 119.56M | 1.37B | |
Operating Income Growth |
- | -2.60% | 5.56% | -93.20% | 1,043.66% | |
Operating Income Margin |
- | - | - | - | 27.45% | NA |
Non-Operating Income (Expense) |
490.31M | 47.39M | 38.8M | (10.64M) | 6.86M | |
Non-Operating Interest Income |
- | - | - | - | - | |
Miscellaneous Non Operating Expense |
490.31M | 47.39M | 38.8M | (10.64M) | 6.86M | |
Equity in Affiliates (Pretax) |
- | - | - | - | - | |
Unusual Expense |
234,930 | 11.62M | 6.52M | 44.79M | 1.96M | |
Pretax Income |
1.71B | 1.7B | 1.79B | 64.12M | 1.37B | |
Pretax Income Growth |
- | -0.50% | 5.24% | -96.42% | 2,040.03% | |
Pretax Margin |
- | - | - | - | 27.54% | NA |
Income Taxes |
427.32M | 462.71M | 486.35M | (31.46M) | 427.4M | |
Income Tax - Current - Domestic |
387.14M | 400.34M | 440.3M | 264.99M | 243.4M | |
Income Tax - Current - Foreign |
41.26M | 34.66M | 61.76M | 31.74M | 43.14M | |
Income Tax - Deferred - Domestic |
(5.6M) | 26.76M | (9.25M) | (265.21M) | 141.25M | |
Income Tax - Deferred - Foreign |
4.51M | 958,028 | (6.46M) | (62.98M) | (392,922) | |
Income Tax Credits |
- | - | - | - | - | |
Equity in Affiliates |
- | - | - | - | - | |
Other After Tax Income (Expense) |
- | - | - | - | - | |
Consolidated Net Income |
1.28B | 1.24B | 1.3B | 95.58M | 944.82M | |
Minority Interest Expense |
27.57M | 26.6M | 26.08M | (3.65M) | 22.45M | |
Net Income |
1.25B | 1.21B | 1.28B | 99.23M | 922.37M | |
Net Income Growth |
- | -3.42% | 5.44% | -92.24% | 829.53% | |
Net Margin |
- | - | - | - | 18.51% | NA |
Extraordinaries & Discontinued Operations |
- | - | - | - | - | |
Extra Items & Gain/Loss Sale Of Assets |
- | - | - | - | - | |
Cumulative Effect - Accounting Chg |
- | - | - | - | - | |
Discontinued Operations |
- | - | - | - | - | |
Net Income After Extraordinaries |
- | - | - | - | - | |
Preferred Dividends |
- | - | - | - | - | |
Net Income Available to Common |
1.25B | 1.21B | 1.28B | 99.23M | 922.37M | |
EPS (Basic) |
15.79 | 15.25 | 16.08 | 1.25 | 11.60 | |
EPS (Basic) Growth |
- | -3.43% | 5.43% | -92.23% | 828.54% | |
Basic Shares Outstanding |
79.47M | 79.48M | 79.49M | 79.41M | 79.49M | |
EPS (Diluted) |
15.75 | 15.21 | 16.04 | 1.25 | 11.58 | |
EPS (Diluted) Growth |
- | -3.42% | 5.45% | -92.23% | 828.94% | |
Diluted Shares Outstanding |
79.69M | 79.69M | 79.68M | 79.62M | 79.68M | |