Annual Financials for Canadian Western Bank
Fiscal year is November-October. All values CAD millions. |
2018 | 2019 | 2020 | 2021 | 2022 |
5-year trend |
Interest Income |
1.23B | 1.42B | 1.37B | 1.32B | 1.56B | |
Interest and Fees on Loans |
1.19B | 1.38B | 1.34B | 1.3B | 1.52B | |
Interest Income on Fed. Funds |
- | 1.5M | 273,000 | 111,000 | 1.96M | |
Interest Income on Fed. Repos |
- | - | - | - | - | |
Interest on Bank Deposits |
4.24M | 8.27M | 3.87M | 517,000 | 1.84M | |
Other Interest or Dividend Income |
35.53M | 29.2M | 28.77M | 20.43M | 35.08M | |
Interest Income Growth |
- | 15.78% | -3.51% | -3.72% | 18.50% | |
Total Interest Expense |
505.82M | 638.16M | 569.5M | 433.69M | 631.84M | |
Interest Expense on Bank Deposits |
452.53M | 573.48M | 499.14M | 360.66M | 546.14M | |
Other Interest Expense |
53.3M | 64.69M | 70.36M | 73.02M | 85.71M | |
Interest Expense on Debt |
53.3M | 64.69M | 70.36M | 73.02M | 85.71M | |
Interest Capitalized |
- | - | - | - | - | |
Other Borrowed Funds |
- | - | - | - | - | |
Total Interest Expense Growth |
- | 26.16% | -10.76% | -23.85% | 45.69% | |
|
2018 | 2019 | 2020 | 2021 | 2022 |
5-year trend |
Net Interest Income |
719.47M | 780.54M | 799.41M | 884.33M | 930.06M | |
Net Interest Income Growth |
- | 8.49% | 2.42% | 10.62% | 5.17% | |
Loan Loss Provision |
48.26M | 57.86M | 92.32M | 26.87M | 45.96M | |
Loan Loss Provision Growth |
- | 19.90% | 59.55% | -70.90% | 71.05% | |
Net Interest Income after Provision |
671.21M | 722.68M | 707.09M | 857.46M | 884.1M | |
Net Interest Inc After Loan Loss Prov Growth |
- | 7.67% | -2.16% | 21.27% | 3.11% | |
Net Interest Margin |
- | - | - | - | 2.41% | NA |
Non-Interest Income |
74.37M | 76.02M | 97.98M | 123.67M | 136.31M | |
Securities Gain |
(217,000) | 301,000 | 9.43M | 2.98M | (67,000) | |
Trading Account Income |
- | - | - | - | - | |
Trust Income, Commissions & Fees |
70.65M | 72M | 86.54M | 116.9M | 122.63M | |
Commission & Fee Income |
42.5M | 44.71M | 44.6M | 48.42M | 50.71M | |
Other Operating Income |
3.93M | 3.72M | 2.01M | 3.8M | 13.75M | |
Non-Interest Expense |
388.06M | 408.29M | 436.65M | 498.92M | 571.24M | |
Labor & Related Expense |
237.23M | 257.97M | 281.41M | 325.14M | 345.74M | |
Equipment Expense |
39.36M | 43.08M | 36.04M | 45.73M | 57.05M | |
Other Operating Expense |
66.53M | 70.06M | 91.67M | 101.67M | 142.07M | |
Operating Income |
357.52M | 390.41M | 368.43M | 482.21M | 449.18M | |
Operating Income Growth |
- | 9.20% | -5.63% | 30.88% | -6.85% | |
Operating Income Margin |
- | - | - | - | 26.45% | NA |
Non-Operating Income (Expense) |
4M | - | - | - | - | |
Non-Operating Interest Income |
- | - | - | - | - | |
Miscellaneous Non Operating Expense |
4M | - | - | - | - | |
Equity in Affiliates (Pretax) |
- | - | - | - | - | |
Unusual Expense |
- | (103,000) | (153,000) | 1.95M | 664,000 | |
Pretax Income |
361.52M | 390.51M | 368.58M | 480.26M | 448.51M | |
Pretax Income Growth |
- | 8.02% | -5.62% | 30.30% | -6.61% | |
Pretax Margin |
- | - | - | - | 26.41% | NA |
Income Taxes |
96.88M | 102.67M | 97.03M | 123.01M | 111.62M | |
Income Tax - Current - Domestic |
105.38M | 105.14M | 107.26M | 125.79M | 105.68M | |
Income Tax - Current - Foreign |
- | - | - | - | - | |
Income Tax - Deferred - Domestic |
(8.5M) | (2.48M) | (10.23M) | (2.79M) | 5.94M | |
Income Tax - Deferred - Foreign |
- | - | - | - | - | |
Income Tax Credits |
- | - | - | - | - | |
Equity in Affiliates |
- | - | - | - | - | |
Other After Tax Income (Expense) |
- | - | - | - | - | |
Consolidated Net Income |
264.65M | 287.85M | 271.55M | 357.25M | 336.9M | |
Minority Interest Expense |
1.14M | 1.05M | 968,000 | 290,000 | - | |
Net Income |
263.51M | 286.79M | 270.58M | 356.96M | 336.9M | |
Net Income Growth |
- | 8.84% | -5.65% | 31.92% | -5.62% | |
Net Margin |
- | - | - | - | 19.84% | NA |
Extraordinaries & Discontinued Operations |
- | - | - | - | - | |
Extra Items & Gain/Loss Sale Of Assets |
- | - | - | - | - | |
Cumulative Effect - Accounting Chg |
- | - | - | - | - | |
Discontinued Operations |
- | - | - | - | - | |
Net Income After Extraordinaries |
- | - | - | - | - | |
Preferred Dividends |
14.25M | 19.85M | 21.63M | 29.49M | 26.59M | |
Net Income Available to Common |
249.26M | 266.94M | 248.96M | 327.47M | 310.3M | |
EPS (Basic) |
2.81 | 3.05 | 2.86 | 3.74 | 3.39 | |
EPS (Basic) Growth |
- | 8.68% | -6.36% | 30.91% | -9.24% | |
Basic Shares Outstanding |
88.81M | 87.51M | 87.16M | 87.58M | 91.43M | |
EPS (Diluted) |
2.79 | 3.04 | 2.86 | 3.73 | 3.39 | |
EPS (Diluted) Growth |
- | 8.98% | -6.15% | 30.56% | -9.02% | |
Diluted Shares Outstanding |
89.29M | 87.74M | 87.19M | 87.84M | 91.49M | |