Annual Financials for US Metro Bancorp
Fiscal year is January-December. All values USD millions. |
2018 | 2019 | 2020 | 2021 | 2022 |
5-year trend |
Interest Income |
17.61M | 24.74M | 26.17M | 31.55M | 45.5M | |
Interest and Fees on Loans |
15.88M | 22.15M | 25.49M | 30.67M | 42.27M | |
Interest Income on Fed. Funds |
- | 392,420 | - | - | - | |
Interest Income on Fed. Repos |
- | - | - | - | - | |
Interest on Bank Deposits |
1.65M | 2.12M | 556,581 | 215,546 | 2M | |
Other Interest or Dividend Income |
78,294 | 85,546 | 116,522 | 661,925 | 1.23M | |
Interest Income Growth |
- | 40.53% | 5.74% | 20.56% | 44.23% | |
Total Interest Expense |
3.41M | 6.58M | 5.49M | 3.97M | 7.26M | |
Interest Expense on Bank Deposits |
3.38M | 6.54M | 4.93M | 2.49M | 5.81M | |
Other Interest Expense |
27,402 | 37,546 | 557,863 | 1.48M | 1.45M | |
Interest Expense on Debt |
27,402 | 37,546 | 557,863 | 1.48M | 1.45M | |
Interest Capitalized |
- | - | - | - | - | |
Other Borrowed Funds |
- | - | - | - | - | |
Total Interest Expense Growth |
- | 93.08% | -16.57% | -27.57% | 82.70% | |
|
2018 | 2019 | 2020 | 2021 | 2022 |
5-year trend |
Net Interest Income |
14.2M | 18.17M | 20.68M | 27.57M | 38.24M | |
Net Interest Income Growth |
- | 27.93% | 13.82% | 33.33% | 38.68% | |
Loan Loss Provision |
960,000 | 1.55M | 4.45M | 3M | 1.3M | |
Loan Loss Provision Growth |
- | 61.46% | 186.77% | -32.51% | -56.67% | |
Net Interest Income after Provision |
13.24M | 16.62M | 16.23M | 24.57M | 36.94M | |
Net Interest Inc After Loan Loss Prov Growth |
- | 25.50% | -2.31% | 51.36% | 50.32% | |
Net Interest Margin |
- | - | - | - | 3.80% | NA |
Non-Interest Income |
4.85M | 5.34M | 6.51M | 19.08M | 12.65M | |
Securities Gain |
- | - | - | - | - | |
Trading Account Income |
- | - | - | - | - | |
Trust Income, Commissions & Fees |
1.67M | 2.28M | 2.59M | 3.23M | 4.32M | |
Commission & Fee Income |
1.67M | 2.28M | 2.59M | 3.23M | 4.32M | |
Other Operating Income |
- | - | - | - | - | |
Non-Interest Expense |
12.27M | 14.43M | 15.82M | 22.02M | 26.24M | |
Labor & Related Expense |
7.84M | 9.52M | 10.13M | 14.82M | 17.94M | |
Equipment Expense |
1.08M | 1.32M | 1.41M | 1.65M | 1.78M | |
Other Operating Expense |
3.09M | 3.2M | 3.79M | 5.02M | 5.95M | |
Operating Income |
5.82M | 7.53M | 6.92M | 21.63M | 23.34M | |
Operating Income Growth |
- | 29.30% | -8.12% | 212.75% | 7.91% | |
Operating Income Margin |
- | - | - | - | 40.15% | NA |
Non-Operating Income (Expense) |
- | - | - | - | - | |
Non-Operating Interest Income |
- | - | - | - | - | |
Miscellaneous Non Operating Expense |
- | - | - | - | - | |
Equity in Affiliates (Pretax) |
- | - | - | - | - | |
Unusual Expense |
- | - | - | - | - | |
Pretax Income |
5.82M | 7.53M | 6.92M | 21.63M | 23.34M | |
Pretax Income Growth |
- | 29.30% | -8.12% | 212.75% | 7.91% | |
Pretax Margin |
- | - | - | - | 40.15% | NA |
Income Taxes |
1.79M | 2.29M | 2.29M | 5.93M | 6.5M | |
Income Tax - Current - Domestic |
1.55M | 2.34M | 3.61M | 7.28M | - | |
Income Tax - Current - Foreign |
- | - | - | - | - | |
Income Tax - Deferred - Domestic |
235,722 | (50,000) | (1.33M) | (1.35M) | (414,070) | |
Income Tax - Deferred - Foreign |
- | - | - | - | - | |
Income Tax Credits |
- | - | - | - | - | |
Equity in Affiliates |
- | - | - | - | - | |
Other After Tax Income (Expense) |
- | - | - | - | - | |
Consolidated Net Income |
4.03M | 5.24M | 4.63M | 15.7M | 16.84M | |
Minority Interest Expense |
- | - | - | - | (5,966) | |
Net Income |
4.03M | 5.24M | 4.63M | 15.7M | 16.85M | |
Net Income Growth |
- | 29.88% | -11.65% | 239.29% | 7.27% | |
Net Margin |
- | - | - | - | 28.97% | NA |
Extraordinaries & Discontinued Operations |
- | - | - | - | - | |
Extra Items & Gain/Loss Sale Of Assets |
- | - | - | - | - | |
Cumulative Effect - Accounting Chg |
- | - | - | - | - | |
Discontinued Operations |
- | - | - | - | - | |
Net Income After Extraordinaries |
- | - | - | - | - | |
Preferred Dividends |
- | - | - | - | - | |
Net Income Available to Common |
4.03M | 5.24M | 4.63M | 15.7M | 16.85M | |
EPS (Basic) |
0.25 | 0.32 | 0.29 | 0.97 | 1.03 | |
EPS (Basic) Growth |
- | 29.85% | -11.65% | 239.27% | 6.43% | |
Basic Shares Outstanding |
16.23M | 16.23M | 16.23M | 16.23M | 16.36M | |
EPS (Diluted) |
0.24 | 0.32 | 0.28 | 0.96 | 1.01 | |
EPS (Diluted) Growth |
- | 30.39% | -10.66% | 236.65% | 5.94% | |
Diluted Shares Outstanding |
16.55M | 16.48M | 16.3M | 16.43M | 16.63M | |