Annual Financials for Republic Bancorp Inc. (Kentucky) Cl A
Fiscal year is January-December. All values USD millions. |
2018 | 2019 | 2020 | 2021 | 2022 |
5-year trend |
Interest Income |
256.18M | 280.88M | 252.26M | 228.41M | 244.18M | |
Interest and Fees on Loans |
237.62M | 260.06M | 241.04M | 219.59M | 221.08M | |
Interest Income on Fed. Funds |
- | - | - | - | - | |
Interest Income on Fed. Repos |
- | - | - | - | - | |
Interest on Bank Deposits |
- | - | - | - | - | |
Other Interest or Dividend Income |
18.56M | 20.82M | 11.21M | 8.81M | 23.11M | |
Interest Income Growth |
- | 9.64% | -10.19% | -9.46% | 6.91% | |
Total Interest Expense |
30.12M | 44.76M | 19.94M | 5.67M | 7.49M | |
Interest Expense on Bank Deposits |
17.02M | 29.14M | 15.09M | 5.04M | 6.76M | |
Other Interest Expense |
11.98M | 14.41M | 4.68M | - | 339,000 | |
Interest Expense on Debt |
11.98M | 14.41M | 4.68M | 564,000 | 339,000 | |
Interest Capitalized |
- | - | - | - | - | |
Other Borrowed Funds |
- | - | - | - | - | |
Total Interest Expense Growth |
- | 48.58% | -55.44% | -71.59% | 32.24% | |
|
2018 | 2019 | 2020 | 2021 | 2022 |
5-year trend |
Net Interest Income |
226.06M | 236.13M | 232.32M | 222.74M | 236.69M | |
Net Interest Income Growth |
- | 4.45% | -1.61% | -4.12% | 6.26% | |
Loan Loss Provision |
31.37M | 25.76M | 31.28M | 14.81M | 22.35M | |
Loan Loss Provision Growth |
- | -17.88% | 21.43% | -52.66% | 50.92% | |
Net Interest Income after Provision |
194.69M | 210.37M | 201.04M | 207.93M | 214.34M | |
Net Interest Inc After Loan Loss Prov Growth |
- | 8.05% | -4.44% | 3.43% | 3.08% | |
Net Interest Margin |
- | - | - | - | 4.12% | NA |
Non-Interest Income |
63.34M | 66.05M | 82.55M | 90.03M | 79.03M | |
Securities Gain |
- | - | - | - | - | |
Trading Account Income |
- | - | - | - | - | |
Trust Income, Commissions & Fees |
52.67M | 52.61M | 48.86M | 60.44M | 66.06M | |
Commission & Fee Income |
52.67M | 52.61M | 48.86M | 60.44M | 66.06M | |
Other Operating Income |
6.82M | 5.43M | 4.97M | 6.48M | 5.81M | |
Non-Interest Expense |
163.28M | 170.8M | 178.85M | 186.52M | 189.53M | |
Labor & Related Expense |
91.19M | 99.18M | 106.17M | 110.09M | 111.24M | |
Equipment Expense |
15.54M | 16.64M | 17.77M | 13.19M | 13.01M | |
Other Operating Expense |
42.25M | 41.26M | 44.27M | 50.8M | 55.46M | |
Operating Income |
94.75M | 105.62M | 104.74M | 111.44M | 103.85M | |
Operating Income Growth |
- | 11.48% | -0.83% | 6.40% | -6.82% | |
Operating Income Margin |
- | - | - | - | 32.13% | NA |
Non-Operating Income (Expense) |
- | - | - | - | - | |
Non-Operating Interest Income |
- | - | - | - | - | |
Miscellaneous Non Operating Expense |
- | - | - | - | - | |
Equity in Affiliates (Pretax) |
- | - | - | - | - | |
Unusual Expense |
482,000 | 256,000 | 2.11M | - | (13M) | |
Pretax Income |
94.26M | 113.19M | 102.63M | 111.44M | 116.85M | |
Pretax Income Growth |
- | 20.08% | -9.33% | 8.58% | 4.85% | |
Pretax Margin |
- | - | - | - | 36.15% | NA |
Income Taxes |
16.41M | 21.49M | 19.39M | 23.83M | 25.74M | |
Income Tax - Current - Domestic |
12.17M | 20.66M | 28.21M | - | - | |
Income Tax - Current - Foreign |
- | - | - | - | - | |
Income Tax - Deferred - Domestic |
4.24M | 837,000 | (8.83M) | 314,000 | (4.74M) | |
Income Tax - Deferred - Foreign |
- | - | - | - | - | |
Income Tax Credits |
- | - | - | - | - | |
Equity in Affiliates |
- | - | - | - | - | |
Other After Tax Income (Expense) |
- | - | - | - | - | |
Consolidated Net Income |
77.85M | 91.7M | 83.25M | 87.61M | 91.11M | |
Minority Interest Expense |
- | - | - | - | - | |
Net Income |
77.85M | 91.7M | 83.25M | 87.61M | 91.11M | |
Net Income Growth |
- | 17.79% | -9.22% | 5.24% | 3.99% | |
Net Margin |
- | - | - | - | 28.19% | NA |
Extraordinaries & Discontinued Operations |
- | - | - | - | - | |
Extra Items & Gain/Loss Sale Of Assets |
- | - | - | - | - | |
Cumulative Effect - Accounting Chg |
- | - | - | - | - | |
Discontinued Operations |
- | - | - | - | - | |
Net Income After Extraordinaries |
- | - | - | - | - | |
Preferred Dividends |
- | - | - | - | - | |
Net Income Available to Common |
77.85M | 91.7M | 83.25M | 87.61M | 91.11M | |
EPS (Basic) |
3.75 | 4.40 | 3.99 | 4.28 | 4.59 | |
EPS (Basic) Growth |
- | 17.42% | -9.29% | 7.10% | 7.32% | |
Basic Shares Outstanding |
20.76M | 20.82M | 20.84M | 20.48M | 19.84M | |
EPS (Diluted) |
3.73 | 3.33 | 2.85 | 4.26 | 4.57 | |
EPS (Diluted) Growth |
- | -10.79% | -14.37% | 49.32% | 7.43% | |
Diluted Shares Outstanding |
20.86M | 20.93M | 20.87M | 20.56M | 19.9M | |