Annual Financials for Zions Bancorp N.A.
Fiscal year is January-December. All values USD millions. |
2016 | 2017 | 2018 | 2019 | 2020 |
5-year trend |
Interest Income |
1.98B | 2.19B | 2.48B | 2.68B | 2.37B | |
Interest and Fees on Loans |
1.73B | 1.85B | 2.1B | 2.29B | 2.05B | |
Interest Income on Fed. Funds |
- | - | - | - | - | |
Interest Income on Fed. Repos |
- | - | - | - | - | |
Interest on Bank Deposits |
- | - | - | - | - | |
Other Interest or Dividend Income |
249.66M | 345M | 379M | 394M | 318M | |
Interest Income Growth |
- | 10.80% | 13.18% | 8.14% | -11.74% | |
Total Interest Expense |
86.97M | 127M | 251M | 411M | 152M | |
Interest Expense on Bank Deposits |
49.25M | 59M | 135M | 254M | 105M | |
Other Interest Expense |
37.72M | 68M | 116M | 157M | 47M | |
Interest Expense on Debt |
37.72M | 68M | 116M | 157M | 47M | |
Interest Capitalized |
- | - | - | - | - | |
Other Borrowed Funds |
- | - | - | - | - | |
Total Interest Expense Growth |
- | 46.03% | 97.64% | 63.75% | -63.02% | |
|
2016 | 2017 | 2018 | 2019 | 2020 |
5-year trend |
Net Interest Income |
1.89B | 2.07B | 2.23B | 2.27B | 2.22B | |
Net Interest Income Growth |
- | 9.18% | 7.99% | 1.88% | -2.46% | |
Loan Loss Provision |
92.78M | 24M | (39M) | 39M | 414M | |
Loan Loss Provision Growth |
- | -74.13% | -262.50% | 200.00% | 961.54% | |
Net Interest Income after Provision |
1.8B | 2.04B | 2.27B | 2.23B | 1.8B | |
Net Interest Inc After Loan Loss Prov Growth |
- | 13.48% | 11.17% | -1.59% | -19.30% | |
Net Interest Margin |
- | - | - | - | 3.15% | NA |
Non-Interest Income |
482.18M | 545M | 551M | 565M | 574M | |
Securities Gain |
102,000 | 14M | 1M | 3M | 7M | |
Trading Account Income |
- | - | - | - | - | |
Trust Income, Commissions & Fees |
473.46M | 485M | 501M | 559M | 549M | |
Commission & Fee Income |
436.03M | 443M | 450M | 499M | 487M | |
Other Operating Income |
8.62M | 46M | 49M | 3M | 18M | |
Non-Interest Expense |
1.58B | 1.65B | 1.68B | 1.56B | 1.68B | |
Labor & Related Expense |
982.53M | 1.04B | 1.1B | 1.17B | 1.09B | |
Equipment Expense |
134.72M | 259M | 258M | 268M | 257M | |
Other Operating Expense |
362.37M | 188M | 129M | 118M | 246M | |
Operating Income |
698.09M | 936M | 1.14B | 1.24B | 700M | |
Operating Income Growth |
- | 34.08% | 22.12% | 8.31% | -43.46% | |
Operating Income Margin |
- | - | - | - | 23.79% | NA |
Non-Operating Income (Expense) |
7.17M | - | - | - | - | |
Non-Operating Interest Income |
- | - | - | - | - | |
Miscellaneous Non Operating Expense |
- | - | - | - | - | |
Equity in Affiliates (Pretax) |
7.17M | - | - | - | - | |
Unusual Expense |
353,000 | - | - | - | 28M | |
Pretax Income |
704.91M | 936M | 1.14B | 1.05B | 672M | |
Pretax Income Growth |
- | 32.78% | 22.12% | -7.87% | -36.18% | |
Pretax Margin |
- | - | - | - | 22.84% | NA |
Income Taxes |
235.86M | 344M | 259M | 237M | 133M | |
Income Tax - Current - Domestic |
244.3M | 312M | 209M | 194M | 106M | |
Income Tax - Current - Foreign |
- | - | - | - | - | |
Income Tax - Deferred - Domestic |
(8.44M) | 32M | 50M | 43M | 27M | |
Income Tax - Deferred - Foreign |
- | - | - | - | - | |
Income Tax Credits |
- | - | - | - | - | |
Equity in Affiliates |
- | - | - | - | - | |
Other After Tax Income (Expense) |
- | (47M) | (41M) | - | 225M | |
Consolidated Net Income |
469.05M | 545M | 843M | 816M | 764M | |
Minority Interest Expense |
- | - | - | - | - | |
Net Income |
469.05M | 545M | 843M | 816M | 764M | |
Net Income Growth |
- | 16.19% | 54.68% | -3.20% | -6.37% | |
Net Margin |
- | - | - | - | 25.97% | NA |
Extraordinaries & Discontinued Operations |
- | - | - | - | - | |
Extra Items & Gain/Loss Sale Of Assets |
- | - | - | - | - | |
Cumulative Effect - Accounting Chg |
- | - | - | - | - | |
Discontinued Operations |
- | - | - | - | - | |
Net Income After Extraordinaries |
- | - | - | - | - | |
Preferred Dividends |
57.74M | 40M | 34M | 34M | 259M | |
Net Income Available to Common |
411.31M | 505M | 809M | 782M | 505M | |
EPS (Basic) |
2.02 | 2.71 | 4.35 | 4.44 | 3.06 | |
EPS (Basic) Growth |
- | 34.54% | 60.42% | 2.04% | -31.14% | |
Basic Shares Outstanding |
203.86M | 200.78M | 193.59M | 175.98M | 163.74M | |
EPS (Diluted) |
1.99 | 2.60 | 4.08 | 4.19 | 3.03 | |
EPS (Diluted) Growth |
- | 30.46% | 57.04% | 2.71% | -27.85% | |
Diluted Shares Outstanding |
204.27M | 209.65M | 206.5M | 186.5M | 165.61M | |