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Best home warranties in Florida

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By Home Media

MarketWatch has highlighted these products and services because we think readers will find them useful. This content is independent of the MarketWatch newsroom and we may receive a commission if you buy products through links in this article.

A home warranty can help you rest easy at night. If your key appliances and systems like your refrigerator, dishwasher, or plumbing system break down from everyday wear and tear, your home warranty can help cover repair and replacement costs as you arrange an appointment with a vetted contractor.

Our research team has evaluated many home warranty providers on metrics like plans and coverage, pricing and customer service ratings to help you determine the best fit for your home. Read on to learn about our choices for the best home warranty companies in Florida.

See how the best home warranty companies compare on key metrics. 

*Range demonstrates least expensive plan to most expensive plan

Availability : 49 (all but Alaska)

Years in Business : 49

American Home Shield earned the highest marks of all companies we evaluated. In business since 1971, AHS has a proven track record for comprehensive coverage and round-the-clock customer service with quick customer response times. The home warranty provider offers generous coverage caps and the option to increase your service fee to lower your monthly premium.

American Home Shield offers three coverage plans. The Systems Plan covers all major home systems, the Appliances Plan covers all major appliances, and the Combo Plan bundles them together for comprehensive coverage. According to the company, 70% of customers choose the Combo Plan.

You can find a coverage breakdown below.

The company offers five optional add-ons for customization:

American Home Shield offers a selection of three different monthly premiums per plan, depending on which service fee you select. The higher the service fee, the lower your monthly premium. The options are $75, $100 and $125.

Get a quote : Call 844-529-9298 or fill out this form to get a price estimate. American Home Shield is offering $50 off for MarketWatch readers.

Availability: 48 (all but California and Washington)

Years in Business: 12

Choice Home Warranty stands out for its extensive coverage of essential systems and appliances and rare features like an extended workmanship guarantee. Choice makes it very easy to add optional coverage to your plans for added flexibility.

The provider’s reviews are mixed, with some customers reporting issues with contractors and claims submission, while others praised Choice’s professionalism.

Choice Home Warranty offers a streamlined plan called the Basic Plan and a more comprehensive plan called the Total Plan. Each one provides coverage for both systems and appliances. The differences between them are that the Total Plan covers air conditioning, your clothes washer and your clothes dryer.

Customers can purchase the following optional coverage for additional cost:

Choice Home Warranty provides coverage at very affordable prices. The provider charges an $85 service fee, slightly higher than the $75 average in the industry, and low premiums overall.

Get a quote : Call 929-400-6165 or fill out this form for a customized price estimate. Choice Home Warranty is offering $50 off and one month free to MarketWatch readers.

Availability: 49 (all but Alaska)

Years in Business: 7

Select Home Warranty offers a variety of plans at affordable prices and rare perks like free roof coverage. The company has regular promotions to discount the amount you pay and committed customer service to handle your claims.

Select’s downside is that it has a $75 cancellation fee, and its coverage caps are low relative to the competition. However, with its budget-friendly rates, it is one of our top three recommended companies.

Select Home Warranty offers three different tiers of coverage—Bronze Care, Gold Care and Platinum Care. Bronze is devoted to systems, Gold is devoted to appliances, and Platinum combines the protections in one comprehensive plan.

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