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What you need to know:
37 million Medicare beneficiaries in the United States don’t have dental insurance.
The typical out-of-pocket cost of a comprehensive dental exam is between $90 and $137.
A full set of dentures costs $1,795 to $2,490.
Original Medicare doesn’t cover most dental work, but you may get coverage through a Medicare Advantage plan.
The average monthly premium for a Medicare Advantage plan is just $21 per month.
Approximately two in three Medicare beneficiaries — about 37 million people — don’t have dental coverage. That’s a major problem. As you age, you’re at increased risk of dental issues, which can have a significant impact on your overall health.
While Original Medicare does not cover routine dental work, there are other ways to get dental coverage to ensure your teeth and gums are in good health.
Does Medicare cover dental work?
Unfortunately, there are no Medicare dentists, and Original Medicare doesn’t pay for most dental care , procedures, or supplies. If you need to have a filling, root canal, crown, dentures, or a cleaning, Medicare won’t cover the cost; you’ll have to pay for it yourself or find other coverage.
Dental care covered by Medicare
While Medicare doesn’t typically cover dental work, there are a few exceptions. Medicare Part A — your hospital insurance — will pay for certain dental services you get while in the hospital.
Coverage only applies in severe cases and emergencies. For example, if you need to have your teeth pulled before undergoing radiation treatment for jaw cancer or jaw reconstruction after an accident, Medicare Part A will cover those procedures.
Other options for dental care
Does Medicare cover vision and dental care? Unfortunately no. However, if you want to get coverage for dental work or other services, there are three options: