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Mark Hulbert

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Aug. 23, 2019, 2:16 p.m. EDT

How much will you spend in each retirement year?

New research explores various retirement spending strategies

By Mark Hulbert, MarketWatch


iStockphoto

Do you expect to spend the same amount in each and every year in retirement?

Of course not. Yet many financial plans nevertheless assume that you will. The famous 4% rule, for example, grew out of research about what steady withdrawal rate you could maintain throughout retirement and never run out of money—even if the markets perform as terribly as they have in the worst periods in U.S. history.

Mark Hulbert is a regular contributor to MarketWatch. His Hulbert Ratings tracks investment newsletters that pay a flat fee to be audited. He can be reached at mark@hulbertratings.com

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