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Dec. 28, 2020, 4:25 p.m. EST

Stimulus check myths to avoid and 10 New Year’s resolutions to stay financially fit in 2021

Monday’s Personal Finance Stories.

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By Andrew Keshner

Happy Monday MarketWatchers. Don’t miss these top stories:

10 New Year’s resolutions to stay financially fit in 2021

Taking a breath and maintaining grace under pressure will result in less impulsive, more far-sighted money decisions, experts say.

My partner supports me 100%. I’m ill and haven’t worked or filed taxes since 2016, so I got no stimulus. When will I get one?

‘What is my best chance of getting anything out of these relief payments, either a past stimulus check or a future one?’

My boyfriend’s ex-wife claimed her 2 sons as dependents on her taxes, and received their stimulus checks — but they live with us

‘The mother of these 2 boys lost custody through the Department of Homeland Security, and has offered no support.’

Is my stimulus check taxable income? Will it reduce my tax return? Burning questions about the second COVID-19 stimulus

No, you don’t need to pay back your stimulus check.

My brother-in-law smokes weed, drinks booze and plays video games. My in-laws pay his mortgage. What happens after they’re gone?

‘Neither I nor my wife want him to be homeless, but I worry that I will be responsible for taking care of my brother-in-law.’

I got two $1,200 stimulus payments last time. Will I receive two $600 checks this time? Will there even be another stimulus?

The Moneyist: ‘Don’t you mean round three and four? I wouldn’t spend that second check quite yet.’

How many people have to get vaccinated against COVID-19 to reach herd immunity? ‘The faster we do it, the faster we get back to life’

'I think the real range is somewhere between 70 to 90%. But, I’m not going to say 90%,' Anthony Fauci said.

Take a look inside Candice Bergen’s $18 million East Hampton country house

Actress Candice Bergen and her husband, real estate magnate Marshall Rose, have placed their longtime Hamptons home on the market for $18 million, according to Variety.

How female entrepreneurs can thrive in good and bad times

It’s important to separate business finance from personal finance

‘More help is on the way’: The long wait is over for second stimulus check, but will $600 be enough?

On Sunday, President Trump agreed to sign a bill to roll out the new $900 billion stimulus program.

Elsewhere on MarketWatch

Trump plans to campaign next week in Georgia county with low early voter turnout

President Donald Trump is planning to visit Georgia next week in a final attempt at garnering support for the state's two Republican senators, Kelly Loeffler and David Perdue, before their crucial runoff elections.

New York Post editorial board is off the Trump train

Rare front-page editorial encourages Trump, whom the tabloid endorsed in November, to 'stop the insanity' and quit contesting Joe Biden's victory in the presidential election.

Will you be getting $2,000? Well, when Bernie Sanders and Donald Trump agree, ‘something crazy is in the air,’ former Treasury secretary says

Larry Summers explained to Bloomberg News in an interview why he believes $2,000 stimulus checks would be a "pretty serious mistake" that could overheat the U.S. economy.

Wall Street traders now are highly polarized — just like they were at the February 2020 market top

Market-timers’ recommendations range widely and the bulls are exuberant.

Here’s where to invest your money before traders start ‘rotating, if not stampeding’ out of stocks, according to one Warren Buffett disciple

Earlier this year, Berkshire Hathaway threw its heavyweight name behind Barrick Gold with an investment that flew in the face of Warren Buffett's longtime aversion to gold. The news was "earth-shaking in the gold market," one strategist said at the time.

Is Tesla the next AOL? It’s time to start thinking ‘old economy, not new economy,’ strategist says

Chris Harvey, Wells Fargo Securities head of equity strategy, talked about how Tesla's recent inclusion in the S&P 500 is reminiscent of the final days of the dot-com bubble.

Andrew Keshner is a personal finance reporter based in New York.

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