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April 1, 2021, 11:12 a.m. EDT

Total Home Protection: Reviews, coverage and cost (2021)

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By Home Media

MarketWatch has highlighted these products and services because we think readers will find them useful. This content is independent of the MarketWatch newsroom and we may receive a commission if you buy products through links in this article.

Total Home Protection offers customers two extensive coverage plans backed by pre-screened and insured service technicians. The company keeps in constant contact with their customers through its claims department and online portal, which is available 24 hours a day, seven days a week. In this Total Home Protection review, we look into the company’s coverage, cost, and customer reviews.

Keep reading to learn if Total Home Protection is the best home warranty company for you. For a free quote, call Total Home Protection at 478-210-5091 or fill out this simple online form .

In this article:

  • Is Total Home Protection a good company?

  • Plans & coverage

  • Cost of premiums and fees

  • Quotes & claims

  • Total Home Protection reviews

  • Our conclusion: Total Home Protection

  • Compare Total Home Protection to the competition

  • Frequently asked questions

Is Total Home Protection a good company?

Total Home Protection offers optional coverage for a wide variety of systems and appliances, in addition to two comprehensive coverage plans, earning the superlative for “Great Add-On Coverage.” Total Home Protection has only been in business for four years, but it’s grown to provide extensive home warranty coverage to homeowners in 45 states.

Three things to know about Total Home Protection

  1. Generous labor and parts guarantee : Total Home Protection covers the cost of additional service work that’s required if a repair or replacement fails. The company guarantees labor for 30 days and parts for 90 days.

  2. Convenient customer service : Total Home Protection offers customer service through its claims hotline 24 hours a day, seven days a week.

  3. No claim limits : With Total Home Protection, there’s no limit to the number of claims you can submit.

Total Home Protection plans & coverage

Total Home Protection allows homeowners to balance coverage and affordability with the option of two home warranty plans: Gold Plan and Platinum Plan. The company also provides 17 optional add-ons to help customers supplement their coverage.

Here’s a look into Total Home Protection’s home warranty plans:

  • Gold Plan : This plan includes coverage for 15 appliances and systems, including your water heater, plumbing system, and garage door opener.

  • Platinum Plan : Total Home Protection’s Platinum Plan includes coverage for 20 items, protecting everything in the Gold Plan plus your clothes washer, clothes dryer, refrigerator, heating system, and air conditioning.

  • Optional add-ons : Total Home Protection allows customers to purchase coverage for up to 17 additional items. Here’s a look at some of the items you can add to your plan:

Total Home Protection premiums and fees

The cost of a home warranty from Total Home Protection will vary based on where you live, the coverage you select, and the number of optional items you include in your plan. When our team requested an online quote from the company, here’s the pricing information we received:

  • Gold Plan : $41.17 monthly or $469.00 annually

  • Platinum Plan : $47.83 monthly or $549.00 annually

Here’s a look at the monthly cost of adding additional items to your plan:

  • Pool or spa : $12.50

  • Central vacuum : $2.08

  • Water softener : $2.92

  • Septic system : $8.33

In addition to your monthly or annual premium, Total Home Protection warranties come with a $75 service fee paid when a service contractor responds to your claim.

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