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Sept. 19, 2019, 5:28 p.m. EDT

What NOT to do with your savings as interest rates fall and another state rolled out a free-college plan

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By Jacob Passy

Happy Thursday, MarketWatchers. Check out these stories for advice on everything from savings strategies when interest rates drop to preparing financially for a divorce.

Personal Finance

Getting divorced cost this woman nearly $1 million in retirement savings — how to avoid her fate

‘Folks are more likely to talk about their sex life or their most recent encounter on Tinder than they are to talk about finances.’

Where the 2020 presidential candidates, including Elizabeth Warren and Bernie Sanders, stand on affordable housing

‘California, perhaps the epicenter of unaffordable housing, is scheduled to have its primary earlier than in past election cycles.’

For-profit middlemen are helping to drive up the cost of online higher education

In hiring companies known as online program managers, universities give up what is often a large share of revenues.

The best (and worst) tippers in America

A new study says some people are Grinches when it comes to adding that 20%. Do you fit that bill?

3 things NOT to do with your savings now that the Fed has cut interest rates

Already, the Fed’s rate cut has affected banks’ decision-making.

My sister-in-law is a gold-digging, greedy woman — it floored me that men could be so stupid

This letter writer is embarking on an around-the-world trip with her husband and is afraid that her relative will insinuate herself into her daughter’s life while she’s gone.

In a blow to financial-services industry, the CFPB will keep consumer complaints database public

Consumer advocates had feared that the agency would make the database private.

New Mexico’s free-college plan could be a game-changer for student debt in America

At least 20 states have free college programs in some fashion, in addition to another 150 cities, counties and school districts.

Walmart unveils new rewards credit card, but some experts say proceed with caution

Here’s how the card, which was launched with Capital One, compares to Amazon’s card.

Millennials are ‘delusional’ about how rich they’re going to be

New survey shows that most millennials believe they’ll be rich one day — even though they aren’t right now.

Elsewhere on MarketWatch

Workers would get money and voting power under this radical profit-sharing idea

Dividend-paying ‘inclusive ownership fund’ offers employees a leg up as the pay gap widens.

Clean energy is coming rapidly, but will investors and policy makers stand in the way?

The technical and economic barriers to a carbon-free economy are falling rapidly, but entrenched stakeholders could still delay the necessary transition to clean energy.

Billionaire investor on Elizabeth Warren as president: Market might not even open

“The Democratic Party seems to be leaning towards the left on policies, which is very harmful for the economy. I don’t like the shift to the left,” he explained, adding we could see a 25% plunge in the market if Warren gets elected.

Over the next decade, your best bet will still be the S&P 500, Bernstein strategists say

Our call of the day from Bernstein Research that says 10 years from now, you’ll still be better off in equities, whether it hits 4,000 or 8,000.

Jacob Passy is a personal-finance reporter for MarketWatch and is based in New York.

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