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How to pay less for your prescriptions - even without insurance

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    Coronavirus Update: Uber, Lyft Cut Jobs, UnitedHealth Offers Discounts Coronavirus Update: Uber, Lyft Cut Jobs, UnitedHealth Offers Discounts 2:41
7:47 a.m. Today - By Quentin Fottrell
I’m a farmer in my late 30s and live a frugal lifestyle. My son has a disability. Should I pay extra on my mortgage — or save for retirement? ‘He has a disability that will likely mean he will be living with us for our entire lives’‘He has a disability that will likely mean he will be living with us for our entire lives.’
7:17 a.m. Today - By Quentin Fottrell
My second husband doesn’t get along with my son. I brought most of the wealth into our marriage. How do I split my estate? ‘My husband is more interested in dipping deep into our savings, and living it up in retirement while we are young enough to enjoy it’‘My husband is more interested in dipping deep into our savings, and living it up in retirement while we are young enough to enjoy it.’
6:21 a.m. Today - By Quentin Fottrell
I’m 30. My wife is 34. We saved $350K and I have $325K saved for retirement. Should we pay cash for a home — or take out a mortgage and invest it? ‘We have been cheaply renting for the last three years, and living as if I were still a very poor graduate student. During this time, we paid off all of our debts’‘We have been cheaply renting for the last three years, and living as if I were still a very poor graduate student. During this time, we paid off all of our debts.’
4:48 a.m. Today - By Quentin Fottrell
I received two $1,400 stimulus payments because I was also claimed as a dependent. Should I give one back? The Moneyist: ‘You cannot be claimed as a dependent and file a tax return yourself and expect a payment. It’s one or the other’The Moneyist: ‘You cannot be claimed as a dependent and file a tax return yourself and expect a payment. It’s one or the other.’
6:47 p.m. April 6, 2021 - By Quentin Fottrell
My wife’s father left her a home and money in a trust. This subsidizes our lifestyle. What happens to me if she dies? ‘I am concerned that if something happened, her sisters might try to claim it as family property and say I’m not entitled to it’‘I am concerned that if something happened, her sisters might try to claim it as family property and say I’m not entitled to it.’Ï
5:10 p.m. April 5, 2021 - By Quentin Fottrell
After a disagreement, my aunt took over as my grandmother’s power of attorney and executor of my grandfather’s $1.3 million estate. Should I retaliate? ’I knew nothing of this until a chance meeting today with a family member’’I knew nothing of this until a chance meeting today with a family member’
6:57 a.m. April 4, 2021 - By Quentin Fottrell
I’m dating a married man. He made me the beneficiary on a $100K life-insurance policy. Could his wife sue to claim this money? ‘Although we both care greatly for each other, our relationship started as and remains a mutually beneficial one: money for me, companionship for him’‘Although we both care greatly for each other, our relationship started as and remains a mutually beneficial one: money for me, companionship for him.’
6:44 a.m. April 4, 2021 - By Quentin Fottrell
‘I cut his hair because he won’t pay for a haircut’: My multimillionaire husband is 90. I’ve looked after him for 41 years, but he won’t help my son ‘I bet that you have never heard from anyone who has too much money’‘I bet that you have never heard from anyone who has too much money.’
11:12 a.m. April 3, 2021 - By Quentin Fottrell
My stepmother got nothing when my father died, per their prenup. She asked me to buy her a home. What should I do? ‘What would be some ways I could help her financially or otherwise without giving her a house?’‘What would be some ways I could help her financially or otherwise without giving her a house?’
9:50 a.m. April 3, 2021 - By Quentin Fottrell
My parents want to use $300,000 in retirement savings to pay off $160,000 left on their home. Is that a good idea? ‘I would like to be able to help them financially and be their safety net, but my means are limited’‘I would like to be able to help them financially and be their safety net, but my means are limited.’
8:59 a.m. April 3, 2021 - By Quentin Fottrell
‘I want to hurt him the same way he hurt me’: My husband sprung a prenup on me days before our wedding. He kept all copies ‘For two years, I asked for a copy and he couldn’t find it. When I finally had enough, I found it in his office and made myself a copy’‘For two years, I asked for a copy and he couldn’t find it. When I finally had enough, I found it in his office and made myself a copy.’
2:19 p.m. March 29, 2021 - By Quentin Fottrell
My father-in-law gave me his late mother’s car to drive. It’s now in my name. How do I sell it — without hurting his feelings? ‘My father-in-law is extremely attached emotionally to the car, because it belonged to his mother. That said, my wife and I are expecting our first child in roughly 3 months’‘My father-in-law is extremely attached emotionally to the car, because it belonged to his mother. That said, my wife and I are expecting our first child in roughly 3 months.’
2:14 p.m. March 29, 2021 - By Quentin Fottrell
After a fight with his estranged wife, my partner transferred $250K into a trust for me. He died a week ago. Can she sue me? ‘His wife has been vindictive, mean and petty, refusing to pay for an ambulance to the hospice, refusing to provide funeral information to the hospice center’‘His wife has been vindictive, mean and petty, refusing to pay for an ambulance to the hospice, refusing to provide funeral information to the hospice center.’
9:45 a.m. March 27, 2021 - By Catey Hill
‘I love guns, liberty and independence — and despise high taxes. Where should I retire?’ Have a question about retirement, including where to retire? Email chill@marketwatch.com. This retiree is looking for some spots where he can ‘live and let live.’
6:59 a.m. March 27, 2021 - By Quentin Fottrell
My husband and his ex-wife agreed that he could claim their kids on his taxes, but now she’s ‘demanding’ half their stimulus ‘I believe she didn’t adjust her budget when the alimony ended, and now she is looking for ways to receive more money from him’‘I believe she didn’t adjust her budget when the alimony ended, and now she is looking for ways to receive more money from him.’
4:40 p.m. March 22, 2021 - By Quentin Fottrell
My wife and I have 3 kids. I also have 3 kids from a previous marriage. How should we split our house among these 6 children? The Moneyist responds: ‘Like splitting a bill in a restaurant, there comes a time when you must balance your forensic accounting with what is palatable for those at the table’The Moneyist responds: ‘Like splitting a bill in a restaurant, there comes a time when you must balance your forensic accounting with what is palatable for those at the table.’
2:55 p.m. March 21, 2021 - By Quentin Fottrell
‘They lease cars they can’t afford’: Our best friends share our pandemic pod, but they’re reckless spenders. Should we speak up? ‘We’ve been honest sounding boards during money fights, and we’ve offered to take savings/debt classes, but old habits die hard’‘We’ve been honest sounding boards during money fights, and we’ve offered to take savings/debt classes, but old habits die hard.’
2:50 p.m. March 21, 2021 - By Quentin Fottrell
My ex-boyfriend and I contributed to our household based on our salaries. I’m now owed $23K in back pay. Do I pay him back? ‘He and I don’t really talk anymore, but we ended on relatively good terms, and I want to do the right thing’‘He and I don’t really talk anymore, but we ended on relatively good terms, and I want to do the right thing.’
2:28 p.m. March 20, 2021 - By Quentin Fottrell
‘I have tried to be kind’: I gave my ex half of the first two stimulus checks for our child. He still calls me a ‘monster.’ What do I do with the third? ‘I am bugged by him paying nothing while also going on trips and buying vehicles when he gets extra money, instead of paying anything to me for our child. Maybe I am being petty’‘I am bugged by him paying nothing while also going on trips and buying vehicles when he gets extra money, instead of paying anything to me for our child. Maybe I am being petty.’
12:17 p.m. March 20, 2021 - By Alessandra Malito
I’m 52, won’t live past 80 and have $1.6 million. ‘I am tired of both the rat race and workplace politics.’ Should I retire? Have a question about retirement, including where to retire? Email HelpMeRetire@marketwatch.com Have a question about retirement, including where to retire? Email HelpMeRetire@marketwatch.com
5:51 p.m. March 17, 2021 - By Meera Jagannathan
‘We can get through this’: Struggling with your mental health during the pandemic? Try these tips and resources A year into the pandemic, one in five U.S. adults say they’re experiencing high levels of psychological distressA year into the pandemic, one in five U.S. adults say they’re experiencing high levels of psychological distress.
11:48 a.m. March 17, 2021 - By Quentin Fottrell
My father’s divorce decree says his kids will inherit his house — but he later put it in a trust for his third wife. Which one wins out? ‘My father says he feels very guilty about the entire situation.’‘My father says he feels very guilty about the entire situation.’
9:46 a.m. March 16, 2021 - By Quentin Fottrell
‘Change can happen without us noticing’: COVID brought us a year of epic uncertainty — but here’s what I know for sure ‘The isolation doesn’t seem quite so intense one year later. Perhaps we have normalized it, but we can be forgiven if our stoicism turns to fatigue’‘The isolation doesn’t seem quite so intense one year later. Perhaps we have normalized it, but we can be forgiven if our stoicism turns to fatigue.’
4:33 p.m. March 14, 2021 - By Quentin Fottrell
My wife spent $50K on cosmetic procedures. It horrifies me to see so much money being blown on something so frivolous’ ‘She has paid for all this with her income, and she is frugal in other ways’‘She has paid for all this with her income, and she is frugal in other ways.’
4:32 p.m. March 11, 2021 - By Quentin Fottrell
‘Mask up, America!’ Texas abandons COVID-19 mask mandate — health experts say that’s a really, really bad idea One year after the coronavirus was officially declared a pandemic by the World Health Organization, health professionals have decried moves to go masklessOne year after the coronavirus was officially declared a pandemic by the World Health Organization, health professionals have decried moves to go maskless.
9:32 a.m. March 11, 2021 - By Paul Brandus
Another stimulus check — while welcome — won’t go far for cash-strapped seniors That money will go fastThat money will go fast
9:25 p.m. March 10, 2021 - By Quentin Fottrell
My financially reckless friend lives in the family home. Can we prevent her sister from selling it after their mother dies? ‘I’m not certain Mary could even afford the taxes and upkeep on her mother’s house, even if she remained there’‘I’m not certain Mary could even afford the taxes and upkeep on her mother’s house, even if she remained there.’
10:22 a.m. March 7, 2021 - By Quentin Fottrell
My husband and his brother inherited a property. Our son moved in. We paid $60K in taxes and repairs. Do we split it 50/50? ‘The house is probably 90 years old, and needed quite a lot of work before they could move in’‘The house is probably 90 years old, and needed quite a lot of work before they could move in.’
3:46 a.m. March 6, 2021 - By Catey Hill
These Arizona retirees ‘couldn’t afford’ America — now they live their dream life on $2,000 a month in Ecuador They haven’t been back to the U.S. in years, and say they don’t miss it much — except for Home Depot and some friendsThey haven’t been back to the U.S. in years, and say they don’t miss it much (except for Home Depot and some friends).
7:16 a.m. March 1, 2021 - By Alicia H. Munnell
Has COVID-19 really affected life expectancy? Many died in 2020-2021, but hopefully it is a one-shot event Many died in 2020-2021, but hopefully it is a one-shot event
7:11 a.m. March 1, 2021 - By Quentin Fottrell
My fiancé wants me off the deed and mortgage to our new home. If I don’t agree, he says we’ll stay engaged forever ‘The house is appreciating daily due to its location, and he wants his children to inherit it. He wants me to pay rent, which essentially leaves nothing for my children’‘The house is appreciating daily due to its location, and he wants his children to inherit it. He wants me to pay rent, which essentially leaves nothing for my children.’
7:19 a.m. Feb. 27, 2021 - By Quentin Fottrell
‘My sisters and I disagree on most things, but never could I have imagined how our relationship would end’ My sister put our mother in a nursing home, where she died of COVID-19. Should I take legal action against her or the nursing home?My sister put our mother in a nursing home, where she died of COVID-19. Should I take legal action against her or the nursing home?
6:18 a.m. Feb. 27, 2021 - By Quentin Fottrell
My wife and I are in our 60s. Should we skip our undeserving children and leave everything to our grandkids instead? ‘We don’t want the middle generation to gain from our estate while cheating our grandkids out of their rightful inheritance’‘We don’t want the middle generation to gain from our estate while cheating our grandkids out of their rightful inheritance.’
4:30 p.m. Feb. 24, 2021 - By Quentin Fottrell
‘I am held hostage in my own home’: My husband’s son lives with us. He is physically abusive and menacing ‘Because my stepson has mental-health issues, my husband thinks we cannot kick him out of the house until he is able to sustain himself’‘Because my stepson has mental-health issues, my husband thinks we cannot kick him out of the house until he is able to sustain himself’
9:08 a.m. Feb. 22, 2021 - By Quentin Fottrell
My father is trustee of my late mother’s estate. He is marrying again, and won’t distribute our inheritance ‘He and his new wife have already traveled to France together, and apparently intend to live it up on his personal trust and their combined income’‘He and his new wife have already traveled to France together, and apparently intend to live it up on his personal trust and their combined income.’
5:04 p.m. Feb. 20, 2021 - By Quentin Fottrell
My wealthy fiancée wants me to accept ‘standard-of-living’ costs should we divorce. I’m a proud veteran and won’t accept more than $50,000. Who’s right? ‘I have worked very hard for everything I have. I take pride in the fact that I’ve overcome a lot of adversity to be where I am now, and I’m happy with my finances’‘I have worked very hard for everything I have. I take pride in the fact that I’ve overcome a lot of adversity to be where I am now, and I’m happy with my finances.’
5:03 p.m. Feb. 20, 2021 - By Quentin Fottrell
I pay my boyfriend rent and help run his property business. He takes my commissions and won’t discuss marriage. What can I do? ‘Six months ago, I became very frustrated and made a few spreadsheets: one documenting the rent I have paid over the last 10 years, one for all of the unpaid labor’‘Six months ago, I became very frustrated and made a few spreadsheets: one documenting the rent I have paid over the last 10 years, one for all of the unpaid labor.’
11:32 a.m. Feb. 20, 2021 - By Quentin Fottrell
We were friendly with our neighbors for decades, until recently. One day, they introduced us to their financial adviser… ‘We dug trenches, poured concrete foundations, and worked to build our house; they hired contractors. They traded in cars frequently; we ran ours into the ground’‘We dug trenches, poured concrete foundations, and worked to build our house; they hired contractors. They traded in cars frequently; we ran ours into the ground.’
6:00 a.m. Feb. 20, 2021 - By Paul Brandus
Drug prices are rising faster than seniors can keep up How older Americans can save money on medicationsHow older Americans can save money on medications
5:38 a.m. Feb. 18, 2021 - By Quentin Fottrell
My boyfriend, who’s 9 years younger, says he won’t move out of my house if I die before him. My adult children are not amused ‘He has done extensive repairs and upgrades to the home over the last 3 years — he performed all the labor himself while I purchased all materials’‘He has done extensive repairs and upgrades to the home over the last 3 years — he performed all the labor himself while I purchased all materials.’
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