Annual Financials for Business First Bancshares Inc.
Fiscal year is January-December. All values USD millions. |
2022 | 2018 | 2019 | 2020 | 2021 |
5-year trend |
Interest Income |
236.11M | 76.2M | 103.47M | 149.76M | 170.44M | |
Interest and Fees on Loans |
- | 69.78M | 95.43M | 140.46M | 156.79M | |
Interest Income on Fed. Funds |
- | - | - | - | - | |
Interest Income on Fed. Repos |
- | - | - | - | - | |
Interest on Bank Deposits |
- | 581,000 | 809,000 | 344,000 | 127,000 | |
Other Interest or Dividend Income |
- | 5.83M | 7.23M | 8.95M | 13.52M | |
Interest Income Growth |
- | -67.73% | 35.79% | 44.74% | 13.81% | |
Total Interest Expense |
36.54M | 13.97M | 23.27M | 22.11M | 16.55M | |
Interest Expense on Bank Deposits |
- | 11.83M | 19.75M | 17.56M | 12.18M | |
Other Interest Expense |
- | 2.13M | 3.52M | 4.55M | - | |
Interest Expense on Debt |
- | 2.13M | 3.52M | 4.55M | 4.37M | |
Interest Capitalized |
- | - | - | - | - | |
Other Borrowed Funds |
- | - | - | - | - | |
Total Interest Expense Growth |
- | -61.78% | 66.61% | -4.99% | -25.13% | |
|
2022 | 2018 | 2019 | 2020 | 2021 |
5-year trend |
Net Interest Income |
199.58M | 62.23M | 80.2M | 127.65M | 153.88M | |
Net Interest Income Growth |
- | -68.82% | 28.88% | 59.16% | 20.56% | |
Loan Loss Provision |
10.89M | 2.39M | 2.61M | 11.44M | 8.05M | |
Loan Loss Provision Growth |
- | -78.05% | 9.04% | 338.80% | -29.63% | |
Net Interest Income after Provision |
188.69M | 59.84M | 77.59M | 116.21M | 145.84M | |
Net Interest Inc After Loan Loss Prov Growth |
- | -68.29% | 29.67% | 49.77% | 25.49% | |
Net Interest Margin |
- | - | - | - | 3.92% | NA |
Non-Interest Income |
30.03M | 7.12M | 9.35M | 19.6M | 32.56M | |
Securities Gain |
- | 7,000 | 106,000 | 135,000 | 378,000 | |
Trading Account Income |
- | - | - | - | - | |
Trust Income, Commissions & Fees |
- | 5.02M | 6.79M | 11.46M | 19.17M | |
Commission & Fee Income |
- | 5.02M | 6.79M | 11.46M | 19.17M | |
Other Operating Income |
- | 2.09M | 2.45M | 3.42M | 2.9M | |
Non-Interest Expense |
144.6M | 47.22M | 58.12M | 94.62M | 125.06M | |
Labor & Related Expense |
- | 27.86M | 35.13M | 57.39M | 65.83M | |
Equipment Expense |
- | 3.51M | 4.33M | 5.35M | 15.75M | |
Other Operating Expense |
39.88M | 13.55M | 15.65M | 26.39M | 36.79M | |
Operating Income |
74.12M | 19.73M | 28.82M | 41.2M | 53.34M | |
Operating Income Growth |
- | -73.37% | 46.05% | 42.94% | 29.48% | |
Operating Income Margin |
- | - | - | - | 27.85% | NA |
Non-Operating Income (Expense) |
(717,000) | 222,000 | 1.55M | 2.54M | 2.62M | |
Non-Operating Interest Income |
- | - | - | - | - | |
Miscellaneous Non Operating Expense |
- | - | - | - | - | |
Equity in Affiliates (Pretax) |
- | 222,000 | 1.55M | 2.54M | 2.62M | |
Unusual Expense |
4.81M | 3.02M | 330,000 | 6.38M | 515,000 | |
Pretax Income |
68.59M | 17.37M | 29.85M | 36.78M | 64.56M | |
Pretax Income Growth |
- | -74.68% | 71.86% | 23.21% | 75.52% | |
Pretax Margin |
- | - | - | - | 25.77% | NA |
Income Taxes |
14.34M | 3.28M | 6.08M | 6.79M | 12.42M | |
Income Tax - Current - Domestic |
- | 3.68M | 6.42M | 6.73M | 13.01M | |
Income Tax - Current - Foreign |
- | - | - | - | - | |
Income Tax - Deferred - Domestic |
- | (402,000) | (336,000) | 58,000 | (586,000) | |
Income Tax - Deferred - Foreign |
- | - | - | - | - | |
Income Tax Credits |
- | - | - | - | - | |
Equity in Affiliates |
- | - | - | - | - | |
Other After Tax Income (Expense) |
- | - | - | - | - | |
Consolidated Net Income |
54.26M | 14.09M | 23.77M | 29.99M | 52.14M | |
Minority Interest Expense |
- | - | - | - | - | |
Net Income |
54.26M | 14.09M | 23.77M | 29.99M | 52.14M | |
Net Income Growth |
- | -74.03% | 68.70% | 26.17% | 73.82% | |
Net Margin |
- | - | - | - | 20.39% | NA |
Extraordinaries & Discontinued Operations |
- | - | - | - | - | |
Extra Items & Gain/Loss Sale Of Assets |
- | - | - | - | - | |
Cumulative Effect - Accounting Chg |
- | - | - | - | - | |
Discontinued Operations |
- | - | - | - | - | |
Net Income After Extraordinaries |
- | - | - | - | - | |
Preferred Dividends |
- | - | - | - | - | |
Net Income Available to Common |
54.26M | 14.09M | 23.77M | 29.99M | 52.14M | |
EPS (Basic) |
2.40 | 1.27 | 1.79 | 1.65 | 2.54 | |
EPS (Basic) Growth |
- | -47.16% | 41.01% | -7.57% | 54.04% | |
Basic Shares Outstanding |
22.63M | 11.12M | 13.31M | 18.17M | 20.5M | |
EPS (Diluted) |
2.32 | 1.22 | 1.74 | 1.64 | 2.53 | |
EPS (Diluted) Growth |
- | -47.40% | 42.49% | -5.45% | 53.68% | |
Diluted Shares Outstanding |
22.82M | 11.55M | 13.67M | 18.24M | 20.63M | |