Live Oak Bancshares Inc.

NAS: LOB

GO
/marketstate/country/us

After Hours

 --Real time quotes

May 27, 2022, 4:00 p.m.

LOB
/zigman2/quotes/210554956/composite

$

39.99

Change

0.00 0.00%

Volume

Volume 9,203

Real time quotes

/zigman2/quotes/210554956/composite

Today's close

$ 39.57

$ 39.99

Change

+0.42 +1.06%

Day low

Day high

$39.32

$40.27

Open

52 week low

52 week high

$35.80

$99.89

Open

Company Description

Live Oak Bancshares, Inc. is a bank holding company for Live Oak Banking Company, which operates as a national online platform for small business lending. It operates through the following segments: Banking, Fintech, and Other. The Banking segment provides financing services to small businesses nati...

Live Oak Bancshares, Inc. is a bank holding company for Live Oak Banking Company, which operates as a national online platform for small business lending. It operates through the following segments: Banking, Fintech, and Other. The Banking segment provides financing services to small businesses nationwide in targeted industries and deposit-related services to small businesses, consumers, and other customers nationwide. The Fintech segment focuses on making strategic investments into emerging financial technology companies. The company was founded by James S. Mahan III on December 18, 2018 and is headquartered in Wilmington, NC.

Valuation

P/E Current

10.69

P/E Ratio (with extraordinary items)

11.05

P/E Ratio (without extraordinary items)

23.56

Price to Sales Ratio

8.30

Price to Book Ratio

5.32

Price to Cash Flow Ratio

25.84

Enterprise Value to EBITDA

7.88

Enterprise Value to Sales

3.85

Efficiency

Total Asset Turnover

0.06

Liquidity

Current Ratio

1.23

Profitability

Operating Margin

45.49

Pretax Margin

44.46

Net Margin

35.22

Return on Assets

2.08

Return on Equity

26.03

Return on Total Capital

13.70

Capital Structure

Total Debt to Total Assets

3.90

Officers and Executives

Name Age Officer Since Title
Mr. James S. Mahan 69 2008 Chairman & Chief Executive Officer
Mr. Neil Lawrence Underwood 50 2010 President & Director
Mr. William C. Losch 49 2021 Chief Financial Officer
Mr. Renato Derraik - 2021 Chief Information & Digital Officer
Ms. Courtney Spencer - - Chief Administrative Officer

Insider Actions

– Purchase – Sale 1 – Number of Transactions
Date Name Shares Transaction Value
05/01/2022 William Henderson Cameron
Director
1,229   Derivative/Non-derivative trans. at $0 per share. 0
05/01/2022 Glenn F. Hoffsis
Director
1,229   Derivative/Non-derivative trans. at $0 per share. 0
05/01/2022 Miltom Emmett Petty
Director
1,229   Derivative/Non-derivative trans. at $0 per share. 0
05/01/2022 Diane Beth Glossman
Director
1,229   Derivative/Non-derivative trans. at $0 per share. 0
05/01/2022 David George Lucht
Director
1,229   Derivative/Non-derivative trans. at $0 per share. 0
05/01/2022 Tonya William Bradford
Director
1,229   Derivative/Non-derivative trans. at $0 per share. 0
03/02/2022 Steve J. Smits
Chief Credit Officer
2,747   Disposition at $63.13 per share. 173,418
02/22/2022 Steve J. Smits
Chief Credit Officer
295   Derivative/Non-derivative trans. at $60.47 per share. 17,838
02/22/2022 Gregory Seward
General Counsel
289   Derivative/Non-derivative trans. at $60.47 per share. 17,475
02/22/2022 John W Sutherland
Chief Accounting Officer
62   Derivative/Non-derivative trans. at $60.47 per share. 3,749
02/22/2022 Susan Niceta Janson
Chief Risk Off., Live Oak Bank
96   Derivative/Non-derivative trans. at $60.47 per share. 5,805
02/22/2022 David George Lucht
Director
86   Derivative/Non-derivative trans. at $60.47 per share. 5,200
02/22/2022 Steve J. Smits
Chief Credit Officer
1,000   Derivative/Non-derivative trans. at $0 per share. 0
02/22/2022 Gregory Seward
General Counsel
1,000   Derivative/Non-derivative trans. at $0 per share. 0
02/22/2022 John W Sutherland
Chief Accounting Officer
177   Derivative/Non-derivative trans. at $0 per share. 0
02/22/2022 Susan Niceta Janson
Chief Risk Off., Live Oak Bank
394   Derivative/Non-derivative trans. at $0 per share. 0
02/22/2022 David George Lucht
Director
246   Derivative/Non-derivative trans. at $0 per share. 0
02/11/2022 M. Huntley Garriott
President, Live Oak Bank
2,208   Derivative/Non-derivative trans. at $60.31 per share. 133,164
02/11/2022 M. Huntley Garriott
President, Live Oak Bank
7,500   Derivative/Non-derivative trans. at $0 per share. 0
02/10/2022 M. Huntley Garriott
President, Live Oak Bank
1,349   Derivative/Non-derivative trans. at $61.65 per share. 83,165
02/10/2022 Steve J. Smits
Chief Credit Officer
961   Derivative/Non-derivative trans. at $61.65 per share. 59,245
02/10/2022 Gregory Seward
General Counsel
677   Derivative/Non-derivative trans. at $61.65 per share. 41,737
02/10/2022 John W Sutherland
Chief Accounting Officer
160   Derivative/Non-derivative trans. at $61.65 per share. 9,864
02/10/2022 Susan Niceta Janson
Chief Risk Off., Live Oak Bank
580   Derivative/Non-derivative trans. at $61.65 per share. 35,757
02/10/2022 M. Huntley Garriott
President, Live Oak Bank
4,449   Derivative/Non-derivative trans. at $0 per share. 0
02/10/2022 Steve J. Smits
Chief Credit Officer
3,003   Derivative/Non-derivative trans. at $0 per share. 0
02/10/2022 Gregory Seward
General Counsel
2,002   Derivative/Non-derivative trans. at $0 per share. 0
02/10/2022 John W Sutherland
Chief Accounting Officer
460   Derivative/Non-derivative trans. at $0 per share. 0
02/10/2022 Susan Niceta Janson
Chief Risk Off., Live Oak Bank
2,002   Derivative/Non-derivative trans. at $0 per share. 0
02/10/2022 William C. Losch
Chief Financial Officer
3,125   Acquisition at $63.16 per share. 197,375
02/09/2022 William L. Williams
Vice Chairman & EVP; Director
10,000   Acquisition at $63.91 per share. 639,100
02/09/2022 William L. Williams
Vice Chairman & EVP; Director
900   Acquisition at $63.91 per share. 57,519
02/09/2022 William L. Williams
Vice Chairman & EVP; Director
4,725   Acquisition at $64.46 per share. 304,573
02/09/2022 William C. Losch
Chief Financial Officer
3,125   Acquisition at $64.32 per share. 201,000
02/09/2022 Tonya William Bradford
Director
275   Acquisition at $64.56 per share. 17,754
02/02/2022 William L. Williams
Vice Chairman & EVP; Director
1,250   Gift at $0 per share. 0
02/02/2022 William L. Williams
Vice Chairman & EVP; Director
1,250   Gift at $0 per share. 0
01/25/2022 Diane Beth Glossman
Director
7,500   Derivative/Non-derivative trans. at $10.63 per share. 79,725
12/15/2021 Neil Lawrence Underwood
President; Director
21,116   Disposition at $85.12 per share. 1,797,393
12/15/2021 William L. Williams
Vice Chairman & EVP; Director
39,891   Gift at $0 per share. 0
12/15/2021 William L. Williams
Vice Chairman & EVP; Director
39,891   Gift at $0 per share. 0
12/14/2021 William Henderson Cameron
Director
2,497   Gift at $0 per share. 0
12/14/2021 Gregory Seward
General Counsel
500   Derivative/Non-derivative trans. at $14.55 per share. 7,275
/news/latest/company/us/lob

MarketWatch News on LOB

  1. Live Oak Bancshares stock price target cut to $55 from $75 at Truist

    7:43 a.m. May 2, 2022

    - Tomi Kilgore

  2. Live Oak Bancshares upgraded to overweight from neutral at J.P. Morgan

    7:18 a.m. Oct. 29, 2021

    - Tomi Kilgore

  3. Live Oak Bancshares downgraded to outperform from strong buy at Raymond James

    7:39 a.m. Oct. 7, 2021

    - Tomi Kilgore

  4. Live Oak Bancshares started at neutral with $78 stock price target at J.P. Morgan

    7:54 a.m. April 12, 2021

    - Tomi Kilgore

  5. Live Oak Bancshares stock price target raised to $48 vs. $45 at Truist Securities

    7:49 a.m. Dec. 10, 2020

    - Ciara Linnane

  6. Live Oak Bancshares upgraded to strong buy from outperform at Raymond James

    7:30 a.m. Oct. 26, 2020

    - Tomi Kilgore

  7. Live Oak Bancshares stock price target raised to $43 from $28 at Truist

    8:22 a.m. Oct. 23, 2020

    - Tomi Kilgore

  8. Live Oak Bancshares initiated at outperform with $27 price target at Raymond James

    9:46 a.m. Sept. 29, 2020

    - Tonya Garcia

  9. Live Oak Bancshares stock price target raised to $28 from $23 at Truist

    6:14 a.m. Sept. 10, 2020

    - Tomi Kilgore

  10. Live Oak Bancshares upgraded to buy from hold at SunTrust RH

    10:07 a.m. Dec. 5, 2019

    - Tomi Kilgore

  11. Live Oak Bancshares stock price target lowered to $15 vs. $23 at SunTrust Robinson Humphrey

    8:59 a.m. Dec. 12, 2018

    - Ciara Linnane

  12. Live Oak Bancshares downgraded to hold vs. buy at SunTrust Robinson Humphrey

    8:59 a.m. Dec. 12, 2018

    - Ciara Linnane

  13. Two Regional Banks See Surge in Insider Stock Buys

    4:31 p.m. Aug. 8, 2018

    - Barron's Online

  14. How to Actually Earn Interest On Your Savings Account

    4:57 p.m. July 13, 2017

    - Barron's Online

/news/nonmarketwatch/company/us/lob

Other News on LOB

  1. New Strong Sell Stocks for May 16th

    6:56 a.m. May 16, 2022

    - Zacks.com

  2. 10-Q: LIVE OAK BANCSHARES, INC.

    2:25 p.m. May 4, 2022

    - Edgar Online - (EDG = 10Q, 10K)

  3. Live Oak Bancshares (LOB) Q1 2022 Earnings Call Transcript

    6:30 p.m. April 28, 2022

    - Motley Fool

  4. WesBanco (WSBC) Q1 Earnings Top Estimates

    6:25 p.m. April 26, 2022

    - Zacks.com

  5. Live Oak Bancshares Q1 2022 Earnings Preview

    5:45 p.m. April 26, 2022

    - Seeking Alpha

  6. Notable earnings after Wednesday's close

    5:35 p.m. April 26, 2022

    - Seeking Alpha

  7. 3 Top Bank Stocks You Can Buy Today

    11:23 a.m. March 8, 2022

    - Motley Fool

  8. 10-K: LIVE OAK BANCSHARES, INC.

    5:56 p.m. Feb. 24, 2022

    - Edgar Online - (EDG = 10Q, 10K)

  9. Down 38% From Its High, Is This Fintech a Buy?

    7:03 a.m. Feb. 13, 2022

    - Motley Fool

  10. This Fintech Just Solved a Big Problem. Is It a Buy?

    11:03 a.m. Feb. 9, 2022

    - Motley Fool

  11. Could a Bank Charter Actually Limit SoFi's Valuation?

    10:05 a.m. Feb. 5, 2022

    - Motley Fool

  12. Loading more headlines...

At a Glance

Live Oak Bancshares, Inc.

1757 Tiburon Drive

Wilmington, North Carolina 28403

Phone

1 9107775738

Industry

Banking

Sector

Financial Services

Fiscal Year-end

12/2022

Revenue

$474.12M

Net Income

$167.00M

Employees

817.00

/news/pressrelease/company/us/lob

Press Releases on LOB

  1. Live Oak Bancshares, Inc. Reports First Quarter 2022 Results

    4:45 p.m. April 27, 2022

    - GlobeNewswire

  2. Live Oak Bank Expands Embedded Banking Team

    12:00 p.m. Feb. 15, 2022

    - GlobeNewswire

  3. Monday 2/14 Insider Buying Report: LOB

    11:37 a.m. Feb. 14, 2022

    - MarketNewsVideo.com

  4. Live Oak Bancshares, Inc. Reports Fourth Quarter 2021 Results

    5:45 p.m. Jan. 25, 2022

    - GlobeNewswire

  5. Live Oak Bank Named Top 2021 USDA Business & Industry Lender

    2:00 p.m. Nov. 17, 2021

    - GlobeNewswire

  6. Summit Ridge Energy and Osaka Gas Reach Solar Milestones in Maine

    4:02 p.m. Nov. 5, 2021

    - PR Newswire - PRF

  7. Live Oak Bancshares, Inc. Reports Third Quarter 2021 Results

    4:52 p.m. Oct. 27, 2021

    - GlobeNewswire

  8. Live Oak Bancshares, Inc. Reports Second Quarter 2021 Results

    4:49 p.m. July 21, 2021

    - GlobeNewswire

  9. Loading more headlines...
Link to MarketWatch's Slice.