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March 3, 2021, 2:56 p.m. EST

Best mortgage lenders for 2021

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By Home Media

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Purchasing a home is a large financial commitment and investment. If you’re ready to buy, you’ll likely need a mortgage. There’s no one size fits all lender, as different home buyers will have different needs. If you are ready to begin the mortgage buying process, this article is for you.

Here, we’ll discuss some top lenders, give pros and cons for each and give you a general survey of current rates.

In this article:

  • Lender overview

  • Current rates

  • SoFi

  • Better.com

  • Quicken Loans

  • Wells Fargo

  • Chase Bank

  • Frequently asked questions

Lender overview

Here is an overview of five top lenders, including information about financial requirements, availability and a link to each lender’s website:

Current rates

The rates listed below are current as of January 14, 2021:


Founded: 2011

Loans offered: Fixed Rate, Adjustable Rate, Refinancing, Jumbo

SoFi offers competitive mortgage rates and several other benefits to SoFi members. All buyers are automatically matched with a loan officer to help the process run as smoothly as possible, and SoFi members save $500 on their mortgage or refinance. SoFi currently serves over 1,000,000 members and has funded over $50 billion in loans to its customers. Many customer reviews detail how simple SoFi’s website is for new users to navigate, and in our review, SoFi earned high marks for its website. We recommend getting a quote from SoFi to see for yourself.


Founded: 2016

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